They will have to get their hands dirty, find any way to survive until the next day, and try to slowly earn money where they can. Whereas players will often ' motherlode' their way into wealth, this challenge flips the script by having a Sim start with exactly zero simoleons to their name (and a completely empty home lot). The Rags to Riches challenge in The Sims 4 is well-known, but it remains one of the most entertaining ways to experience the game.